Young Families
Helping young families bring order and confidence to their finances in the middle of real life–raising kids, buying homes, and building toward the future.
Financial Planning
Stewardship
Wealth Management
At 3:23, we work with young families who are juggling a lot... tight budgets, busy schedules, and big decisions.
Most financial advice assumes you have unlimited time, energy, or assets. We know that’s not the reality when you’re in the thick of early parenthood. We meet you where you are with clarity, coaching, and strategy. That might mean building your first budget, planning for a home purchase, or creating an investment plan you actually understand. It might mean untangling student loans, protecting your family with the right insurance, or just having someone to call before making a big financial move.
You don’t have to figure it all out alone. Our role is to walk with you, bringing peace to your financial life so you can focus on what matters most.
What We Offer
Cash Flow Coaching
We help families build simple, sustainable budgets that reflect real life–not theory. From grocery bills to preschool tuition, we bring clarity to your month-to-month finances so you can stop guessing and start planning.
Home and Mortgage Planning
Buying a home is one of the biggest decisions you'll make–and one of the easiest to get wrong. We guide you through the tradeoffs, run the numbers, and help you buy with confidence (not pressure).
Child-Related Expense Planning
From childcare to sports leagues to college savings, we help you anticipate and prepare for the real cost of raising kids–without sacrificing your peace or your values.
Investment Strategy for Busy Parents
You don't need to become a market expert. We'll help you set up smart, low-maintenance investments that align with your goals, risk tolerance, and time constraints.
Estate Planning in Partnership with Trust & Will
Through our partnership with Trust & Will, all of our clients have access to an estate plan included in their subscription.
Cash Flow Coaching
We help families build simple, sustainable budgets that reflect real life–not theory. From grocery bills to preschool tuition, we bring clarity to your month-to-month finances so you can stop guessing and start planning.
Home and Mortgage Planning
Buying a home is one of the biggest decisions you'll make–and one of the easiest to get wrong. We guide you through the tradeoffs, run the numbers, and help you buy with confidence (not pressure).
Child-Related Expense Planning
From childcare to sports leagues to college savings, we help you anticipate and prepare for the real cost of raising kids–without sacrificing your peace or your values.
Investment Strategy for Busy Parents
You don't need to become a market expert. We'll help you set up smart, low-maintenance investments that align with your goals, risk tolerance, and time constraints.
Estate Planning in Partnership with Trust & Will
Through our partnership with Trust & Will, all of our clients have access to an estate plan included in their subscription.
Cash Flow Coaching
We help families build simple, sustainable budgets that reflect real life–not theory. From grocery bills to preschool tuition, we bring clarity to your month-to-month finances so you can stop guessing and start planning.
Home and Mortgage Planning
Buying a home is one of the biggest decisions you'll make–and one of the easiest to get wrong. We guide you through the tradeoffs, run the numbers, and help you buy with confidence (not pressure).
Child-Related Expense Planning
From childcare to sports leagues to college savings, we help you anticipate and prepare for the real cost of raising kids–without sacrificing your peace or your values.
Investment Strategy for Busy Parents
You don't need to become a market expert. We'll help you set up smart, low-maintenance investments that align with your goals, risk tolerance, and time constraints.
Estate Planning in Partnership with Trust & Will
Through our partnership with Trust & Will, all of our clients have access to an estate plan included in their subscription.
Ready to start?
You’re building something meaningful… now let’s protect and steward it wisely. Simply share a few details about your scenario, and we’ll connect to discuss how we can help you plan with clarity, confidence, and eternal purpose.
Ready to start?
You’re building something meaningful… now let’s protect and steward it wisely. Simply share a few details about your scenario, and we’ll connect to discuss how we can help you plan with clarity, confidence, and eternal purpose.
Ready to start?
You’re building something meaningful… now let’s protect and steward it wisely. Simply share a few details about your scenario, and we’ll connect to discuss how we can help you plan with clarity, confidence, and eternal purpose.
All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results. Opinions expressed herein are solely those of 3:23 Financial Services LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by 3:23 Financial Services LLC an Investment Advisor in the State of Texas. Being registered as an investment adviser does not imply a certain level of skill or training. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Texas or where otherwise legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
Website by Parable Marketing Group
All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results. Opinions expressed herein are solely those of 3:23 Financial Services LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by 3:23 Financial Services LLC an Investment Advisor in the State of Texas. Being registered as an investment adviser does not imply a certain level of skill or training. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Texas or where otherwise legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
Website by Parable Marketing Group
All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results. Opinions expressed herein are solely those of 3:23 Financial Services LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by 3:23 Financial Services LLC an Investment Advisor in the State of Texas. Being registered as an investment adviser does not imply a certain level of skill or training. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Texas or where otherwise legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
Website by Parable Marketing Group